Accepted Insurances

The Eye Clinic of Florida accepts Medicare and most major insurances.

We accept Blue Cross/Blue Shied, Tricare, United, and Aetna to name just a few. We see medical problems of the eye and eye lid under your medical plan.

Co-payments and Deductibles are due at the time of your visit. We accept Cash, Visa, Master Card, Discover and American Express.

Patients are often confused about what insurances cover what for the eye.

Vision-only plans like VSP, EyeMed, etc. are for routine vision care only.  Routine vision exams are appropriate only if there no active eye problems and no history of eye disease like cataract, glaucoma, dry eyes, or macular degeneration.Routine vision exams just a check for a new glasses or contact prescriptions and a simple eye exam.

There is often a limit on how often you can use a vision plan, frequently just once every year or two.

Medical problems (not glasses or contact prescription visits) like red eyes, decreased vision from cataracts, or eye pain are not covered by vision-only plans. They are instead covered by your medical insurance ( ie. Medicare, United, etc).  Follow up visits are determined by medical necessity- not by once-a-year rules. If, during your medical visit, you would like your glasses checked as well , then the cost is only $35 for that additional service. Contact lens fitting fees vary by the type of contact.

Call the office for the most current information. 813.779.3338

We offer resonable rates for most uninsured patients.

We do not accept Humana, Universal, Wellcare, Freedom, Cigna, or any Medicaid HMO's. Recently, some private insurance companies have begun to offer Medicare Private Fee For Service Plans or PFFS for short. If you have a PFFS plan, then we can see you and your insurance will pay us the Medicare rate.

If you have a Medicare Advantage plan - then call the office for more info. Some offer you choice but many behave as HMO's.

If you need help changing from you HMO to another one, ask us first. We'll be happy to assist you.

If You Need Help Getting Off Your Medicare HMO Call Us! 813-779-3338