Accepted Insurances

The Eye Clinic of Florida accepts Medicare and most major insurances.

We accept Medicare, Blue Cross/Blue Shield, Tricare, United, and Aetna to name just a few. We see medical problems of the eye and eye lid under your medical plan.

Co-payments and Deductibles are due at the time of your visit. We accept Cash, Visa, Master Card, Discover and American Express.

Patients are often confused about the differences between medical and vision insurance.

Vision-only plans like VSP, EyeMed, DavisVision, etc. are for routine vision care only. Routine vision exams are simple eye exams to check for new glasses or contact lens prescriptions. Patients may only access their vision plan once every one to two years. Vision Plans are appropriate only if there are no active eye problems and no history of eye diseases like cataracts, glaucoma, dry eyes, or macular degeneration.

Medical problems (not glasses or contact lens prescription visits) like red eyes, decreased vision from cataracts, or eye pain are not covered by vision-only plans. They are instead covered by your medical insurance ( ie. Medicare, United, etc). Follow-up visits are determined by medical necessity- not by once-a-year rules. If, during your medical visit, you would like your eyes checked for glasses (refraction) as well, then the cost is only $45 for that additional service. Contact lens fitting fees vary by the type of contact lens. Call the office for the most current information: (813)779-3338.

We offer reasonable rates for most uninsured patients.

We take some, but not all, Medicare Advantage plans. We do not accept Humana, Universal, Wellcare, or Freedom plans. Many of these plans substitute glasses exams for medical and surgical specialist care. Unfortunately, their patients have very little choice in which doctors they can see.

We don’t participate with Medicaid (not to be confused with Medicare).

We don’t participate with Cigna.

Recently, some private insurance companies have begun to offer Medicare Private Fee For Service Plans, or PFFS for short. If you have a PFFS plan, then we can see you and your insurance will pay.

If you have a Medicare Advantage plan, call the office for more information. Some may offer you choices, but many behave as HMO’s.

If you need help changing from your HMO, ask us first. We will be happy to assist you.

If You Need Help Getting Off Your Medicare HMO Call Us! 813-779-3338


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